Answer:
Yes, people are less polite these days than in the past
Explanation:
In the past people would not call another person *umb to their face because it was considered improper and rude while in today's day in age people will say a variety of rude words just to simply have the last word in an argument.
Since he never had an accident during the period, the premiums he paid were Expired
When you buy a premium from an insurance company, they will give you some sets of clauses which gives the condition within a specified period of time for the insurance to be paid.
If the none of the clauses were met during the period, your premium will expire , unless you renew it with your insurance company
Drain.
according to the dictionary it is a conduit through which something is drained.
I believe the answer is the interaction of nature and nuture.
Hope it helps have a nice day!
