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kolbaska11 [484]
2 years ago
10

When people take out a mortgage, they must pay back the money

Social Studies
1 answer:
7nadin3 [17]2 years ago
6 0
Over time, usually many years. This is the correct answer.
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A feral child (also called wild child) is a human child who has lived isolated from human contact from a very young age, and so has had little or no experience of human care, behavior or human language

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When air moves upwards to areas of less air pressure, clouds form.
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What is one example of a cyber-attack within the United States?
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One example of a cyber-attack within the United States is:  A shortage of gasoline after an energy company is h.a.c.k.e.d.

<h3>What is cyber-attack?</h3>

Cyber-attack occur when a person h.a.c.k a website so as to steal  or destroy information or sensitive data.

When their is Cyber-attack on  a company or an organization website this tend to mean that a person has gain an unauthorized access to the company website or computer system so as to steal the store data.

Therefore One example of a cyber-attack within the United States is:  A shortage of gasoline after an energy company is h.a.c.k.e.d.

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2 years ago
You work for a lender that requires a 20% down payment and uses the standard debt-to-income ratio to determine
ratelena [41]

According to the standard debt-to-income ratio, the person who would be rated as highest in respect of eligibility for a home loan is person C.

<h3>What is a home loan?</h3>

A home loan is an amount that has been lent for the acquisition or purchase of any house. or apartment for living.

Given values:

<u>Persons    </u>             <u>   Monthly Incomes    </u>      <u> Recurring debts </u>

Person A                    $4,250 ($51,000 / 12)               $350

Person B                     $4,833 ($58,000 / 12)              $250

Person C                     $5,250 ($63,000 / 12)             $200

Person D                     $5,583 ($67,000 / 12)             $450

<u>Step-1 </u> Computation of debt-to-income ratio of person A:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$350}{\$4,250}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=8.23\%

<u>Step-2 </u>Computation of debt-to-income ratio of person B:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$250}{\$4,833}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=5.18\%

<u>Step-3 </u>Computation of debt-to-income ratio of person C:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$200}{\$5,250}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=3.80\%

<u>Step-4 </u>Computation of debt-to-income ratio of person D:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$450}{\$5,583}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=8.06\%

Therefore, after finding debt to income ratios of all persons, the lowest ratio comes out to be of Person C at 3.80% which ranked to be the highest.

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