<u>Major risks faced by banks:</u>
The major risks faced by banks include liquidity, market, operational, and credit risk.
<u>Credit risks:</u>
Credit risk is when the borrower does not repay the loan. The delayed payment of loans also comes under this category.
The bank generally conducts a back ground check and sanction loans to only those customers (business or individuals) who does not run out of income along the total period of loan. There are credit rating agencies that support the banks in assessing the creditworthiness of the borrower.
<u>Operational Risks:</u>
Operational risks refers to the operational failures of any banks day-to-day process. For example, payment to wrong accounts or external or internal fraud.
Banks now rely on technology-enabled risk surveillance. Using machine learning and advanced analytics, banks leverage tremendous trove of data to monitor bank’s entire operations automatically and continuously.
Answer: cheese.
Explanation: Cheese is a dairy product, derived from milk and produced in wide ranges of flavors, textures and forms by coagulation of the milk protein casein. It comprises proteins and fat from milk, usually the milk of cows, buffalo, goats, or sheep
The excerpt is needed to properly answer the question.
the rhyming of words
the repetition of words and phrases
the use of emotional language
the use of figurative language and imagery
Answer:
<u>Option-(B):</u>"The author argues for parents to do less for their children so young Americans can learn the power of hard work and overcoming challenges."
Explanation:
- Most of the individuals inside the US are teenagers at the time when the following article was published, as the author argues the parents to push their kids to work more harder for the better of there country and themselves. As each person requires to find an earning for themselves in order to put some food on the table, contribute in paying the bills, and provide more resources for his or her family to live a more improved form of social and financial status inside a society.
