In 1859, a group of abolitionists attacked Harpers Ferry in Virginia because they wanted to arm enslaved workers using the town's armory.
Answer:
1.) A business might want to use a bank in order to build up savings to buy or upgrade something in their place of business.
Ex: I want to buy new computers and printers for my employees.
2.) The Federal Reserve is the central banking system of the US. The purpose of the Federal Reserve is to regulate banks, manage the country's money supply, and implement monetary policy.