Used when someone does not feel recognize or appreciated.
for example:
heaven knows how hard I work to feed my family ...
The second one is correct
D seems like the most logical answer
Well I can't help you because I don't know ur personality. All u have to do is write a fiction (fake) essay about u in the future, past or present.
The present paticiple of the verb "work" is "are working". Because the present is when you are doing something now and so, "We <u>are working</u> on a financial plan" you are doing it in the present right now.
Hope this helped!
:P