The first country to feel the effects of George W. Bush's approach to foreign affairs was Afghanistan. George W. Bush's strategy of preemption occurred distinctly in Iraq during the 2003 invasion, however, the Bush Administration also led the invasion into Afghanistan first. Therefore, depending on whether that effort could be considered preemption or responding to 9/11 it is either Afghanistan or Iraq.
If you are retired, you do not have a source of income from a job--you rely on your savings, interest from investments, or the government (e.g., social security in the US). With a job, your salary typically increases every so often to track inflation. When you just have savings, the total value of your money stays the same while the purchasing power of that money decreases. Investment income on your savings (e.g., interest) counterbalances this effect somewhat and government programs typically give out more money to account for the effects of inflation, but neither of these counterbalancing measures may prove sufficient.