I pretty sure It cuold be the " Protecting human rights"
It's possible to raise more money than a loan can usually provide.
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The Articles created a loose confederation of sovereign states and a weak central government, leaving most of the power with the state governments. The need for a stronger Federal government soon became apparent and eventually led to the Constitutional Convention in 1787.
A convention of delegates from all the states except Rhode Island met in Philadelphia, Pennsylvania, in May of 1787. Known as the Constitutional Convention, at this meeting it was decided that the best solution to the young country's problems was to set aside the Articles of Confederation and write a new constitution.
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Greek city-states likely developed because of the physical geography of the Mediterranean region. The landscape features rocky, mountainous land and many islands. These physical barriers caused population centers to be relatively isolated from each other.