One reason why a person would refuse to save money is that they lack discipline, focus, and do not live on a budget so D. all of the above.
<h3>Why do people fail at saving?</h3>
Some people are unable to save because they lack the focus and discipline to do so.
Saving money requires that one makes sacrifices which might not be easy if a person doesn't have the discipline to do so.
Some people also simply prefer not to live on a budget because it would constrict their spending habit. Budgets help with money saving so this reduces the probability of saving.
In conclusion, option D is correct.
Options include:
- A. they lack discipline
- B. they do not live on a budget
- C. they lack focus
- D. all of the above
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