The difference between tropical and temperate climates is mainly the result of the precipitation patterns each season.
The tropical regions are those regions which are near the equator. Roughly from 0 degrees to 30 degrees both north and south of the equator, can be called as the tropical zone. This region mostly has high temperatures due to the direct rays of the sun.
The temperate region begins after the tropical region. Roughly from 30 degree to 60 degrees both north and south of the equator can be called as the temperate zone. This region receives slanting rays of the sun therefore temperate region does not witness any extreme type of climate.
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