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2 years ago

A person who invests in a variable annuity would be most concerned with the performance of the insurance company's?

1 answer:

5 0

The performance of a variable annuity exists connected to the performance of the separate account. The insurance company's general account backs the company's fixed annuities and traditional (guaranteed) insurance products.

<h3>What is meant by insurance?</h3>

Insurance is a tool for risk management. You purchase protection against unforeseen financial losses when you purchase insurance. If something unpleasant happens to you, the insurance company pays you or someone else of your choosing. If you don't have insurance and an accident occurs, you can be liable for all expenses.

Anyone trying to safeguard their family, possessions, and themselves from financial risk or losses can find insurance programmes to be helpful: Plans for insurance will assist you in paying for future medical care, hospitalization, contracting any illnesses, and treatment. By minimizing loss through services and/or cash compensation, insurance is essential in helping people overcome their anxiety of experiencing an unexpected bad luck.

Hence, The performance of a variable annuity exists connected to the performance of the separate account. The insurance company's general account backs the company's fixed annuities and traditional (guaranteed) insurance products.

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Should stockholder wealth maximization be thought of as a long-term or a short-term goal? For example, if one action increases a

Alexxandr [17]

Answer:

Stockholder wealth growth should continuously be supposed of long term goal. It is in notice of shareholder or depositor that his prosperity continues to grow with smallest risk. Action which keeps stock at 20$ for numerous year and then increased to 40$ in year 5 is desirable as the wealth of the stockholder increases.

Sometime company capitalize in building dimensions so that it can yield more units of its product thus growing the sale. When the corporation is doing capex, stock price will remain stationary and as soon as its capex ends stock price will rise at fast pace.

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4 years ago

Resource pricing is important because:

Marysya12 [62]

Resource pricing is important because resource prices are a major determinant of money incomes.

The greater the call for, the higher the charge, and vice versa. when demand is excessive, only the companies willing to pay the fee get the resources, and they will best be able to afford the sources via generating worthwhile products or services that clients are inclined to pay better expenses for.

The pricing of natural resources at stages that reflect their blended economic values and environmental values.

Adjustments in useful resource fees have an effect on the price of manufacturing. A higher price approach higher price and a decreased price method lower the cost. changes in manufacturing fees then affect the prices that dealers are willing to just accept to promote goods and services, which in the end influences the general rate level.

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8 0

2 years ago

You are comparing two annuities with equal present values. The applicable discount rate is 6.5 percent. One annuity will pay $2,

MAVERICK [17]

Answer:

the annual payment for the second annuity is $2,130 paid at end of every year

Explanation:

We have following information for 1st annuity:

Rate: 6.5%

Payment (PMT): -$2,000, paid at beginning of every year

Tenor (Nper): 20 years

We use excel to calculate the present value of annuity = PV(rate,Nper,PMT,,1)

=PV(6.5%,20,-2000,,1) = $23,469

Then we calculate the payment for 2nd annuity = PMT(rate,Nper,PV,,0)

=PMT(6.5%,20,23469,,0) = -$2,130

Download xlsx

4 0

4 years ago

Asset misappropriation is ________ likely than fraudulent financial reporting. The amounts involved in asset misappropriation ar

Mariana [72]

Answer:

The correct answer is letter "A": more; less.

Explanation:

Misappropriation of assets and fraudulent financial reporting are two major issues caused by one single corporate problem: <em>fraud</em>. Misappropriation is said to be <em>more common</em> than fraudulent financial reporting since it implies using resources of the company that are at hand for personal uses. Instead, the harm caused by misappropriation is <em>less </em>than the caused by fraudulent financial reporting since the latter involves reporting fictitious expenditures, issuing checks in blank, booking "ghost employees", or even using the company's sensitive information -such as account numbers- at will.

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3 years ago

Which of the following federal laws prohibits discrimination in employment against lesbian, bisexual, gay and transgender indivi

aev [14]

Answer:

d. There is currently no federal law protecting lesbian, bisexual, gay and transgender individuals.

Explanation:

LGBT people are not currently protected against discrimination in employment and in the workplace by any specific federal law. Title VII of the Civil Rights Act of 1964 offers some protection because it forbids employment discrimination on the basis of sex.

However, sex is not the same as sexual orientation, or gender orientation, and as a result, LGBT people are not fully protected.

7 0

3 years ago