I know the answer to your question
<span>The APR would be 20%. This would yield Sam $600 in a year, so he would earn $300 in six months as long as the interest was non compounding. The interest rate is multiplied by the amount of principal, and then multiplied by the amount of time. In this case the time is 6/12.</span>
The meaning of this quote from the scarlet letter is how in some of Dimmersdales mannerisms he finds himself feeling sorry for himself. Pity.