The factor that increase the risk of being underinsured includes:
- non-reviewing of sum insured
- inflation etc
<h3>What is an underinsurance?</h3>
An underinsurance refers to a circumstance of insurance coverage whiuch leaves the policyholder responsible for a large percentage of a total loss.
An underinsurance happens when the sum insured is less than the market value of the property.
In conclusion, the insured is left to borne to loss if any occur.
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A tree on a property is real property while rooted in the soil. when the tree is cut down, it becomes personal property. this is an example of severance.
Severance is the act of removing something connected to land. as an example, a farm fence, which is classed as actual property, becomes personal property (rolls of wire and posts) when it is taken down (when it is severed from the land).
Some task hunters can also know a way to negotiate revenue and benefits whilst they're hired, but they may now not recognise they are able to negotiate such capabilities after they go away from an corporation. Most employers provide a severance agreement that outlines the monetary phrases on which the employee will go away the company. Negotiating a suitable agreement includes considering how to conduct yourself during discussions with the agency, the coins and blessings you need to live on, and whether or not to hire legal help.
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Another disadvantage of international trade is that sometimes developed countries export harmful products to other countries (generally developing) leading to damage to the environment of importing country and hence international trade poses an environmental hazard for nations doing international trade.
Hope this helped.
A risk assessment grid is used to describe the overall process or method where you: identify hazards and risk factors that have the potential to cause harm. You also analyze and evaluate the risk associated with that hazard.
(Ex: Qualitative and Quantitative)
Answer:
b. 1,062.81
Explanation:
the key to answer this question is to remember that valuation of a bond depends basically of calculating the present value of a series of cash flows, so let´s think about a bond as if you were a lender so you will get interest by the money you lend (coupon) and at the end of n years you will get back the money you lend at the beginnin (principal), so applying math we have the bond value given by:
where: principal as said before is the value lended, coupon is the rate of interest paid, i is the interest rate and n is the number of periods
so applying to this particular exercise, as it is not said we will assume that 6% and 7% are interest rate convertible seminually, so the price of the bond will be:
price=1,062.81
take into account that here we are asked about semianually payments, so in 8 years there are 16 semesters.
