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Answer: D (Appeals Court Judge<u>s)</u>
Explanation:
Appeals are decided by panels of three judges. The court of appeals does not receive additional evidence or hear witnesses; rather the judges make their decision based on the written record of the case in the trial court, the briefs submitted by the parties, and possibly oral argument.
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Answer:
You know im really not too sure. I don‘t think it would be good.
Explanation:
The earth's subsystems that played a major role in the formation of Oceania are:
1. Hydrosphere
2. Lithosphere
The lithosphere is the primary subsystem responsible for the formation of the islands in Oceania. Most of which are formed from the collision of the tectonic plates in the earth's crust while some are formed by volcanic eruptions.
The Hydrosphere is responsible for the formation of most coral islands found in this territory. A build-up of coral reefs constitutes an atoll that can be defined as an island.
Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
