Question

When a disabled dependent child reaches the age limit for coverage, how long does the policyowner have to provide proof of a dependent child?

Answer 1

When a disabled dependent child reaches the age limit for coverage, for 31 days the policy owner has to provide proof of a dependent child.

The person who has control over and accountability for the life insurance policy is known as the policy owner. As a result, they are the ones who must pay the premiums to maintain the policy's validity as well as the ones who have the authority to modify or even cancel the policy.

Throughout the lifespan of the insured, the owner is the one who is in charge of the policy. They have the option to cancel the policy, sell it, give it as a gift, or change the beneficiary of the death benefit if they so choose. Throughout the lifespan of the insured person, they have exclusive authority over the insurance.

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