Yes you are correct. it is kinda hard to see the picture upside down and right side up.
The answer would be positive if all 3 signs were the same. Yes, the product of two integers with the same sign will be positive, but that goes for any number of integers as long as they still have the same sign.
Answer: B. He loses 1/5 of his points in the next crash
Plug in x = 0 to get y = 100(4/5)^0 = 100. He starts with 100 points
After x = 1 crash happens, he has y = 100(4/5)^1 = 80 points left. He lost 20/100 = 1/5 of his points after one crash.