Payment history is by far the most important factor of your credit report. It's essential to pay your bills on time, every single time. Any late payment is going to have a significant effect on credit scores. Your payment history accounts for about 35% of a credit score.
Utilization, which is the balance-to-limit ratio on your credit cards, is the second most important criteria. You never want a balance to be higher than 30 % of the credit limit on a single credit card or in total. To determine your utilization rate, add up all of your balances and all of your credit limits and divide the total of your balances by the total of your limits. That percentage should not be more than 30% as a maximum. The lower the percentages, the better. It's ideal to pay your balances in full each month. Length of credit history, which is based on the length of time each account has been open andyour credit mix, which is the different kinds of accounts you have including mortgage, credit cards, auto loans, etc. Having a variety of credit types can increase your score slightly, but you should not apply for a number of accounts all at once to try to improve this element. Doing so will do more harm than good because of the next element.
Recent activity looks at how much credit you've received or applied for in recent months. Specifically, it will look at if you have applied for new credit in the past 3-6 months, new inquiries, and whether you are paying off accounts or taking on more debt.
Overall capacity, such as how much installment debt is outstanding.
If you get a credit score, it will list the risk factors that are most affecting that number. You should focus on those factors and address those issues on the credit report and your scores will take care of themselves.
FDR is known for his fireside chats
radio was much more common during that time and the method in which people got their news
The correct option is number 3: it helps the reader see Huck's father through Huck's eyes.
What best describes the effect of the narration in this excerpt, is how Huck shows the reader the way he sees his father.
He describes his father with a negative connotation. For example, using words such as greasy, white to make a body sick and tangled and he even says that his clothes are just rags. So, the description of how Huck sees his father can give the reader the notion that his perception of his father was negative.
t is difficult for the public due to red tapism and the fact that the leaders are good at hiding facts.
Explanation:
Red tapism is one of the things that have led many bureaucrats to simply cover up the traces of their questionable deeds in tucked away files that are only revealed after 30 or 40 years.
This makes it difficult for the public to assess them in terms of the information they have as the information that reaches is generally inaccurate and incomplete.
It also has to do with the fact that politicians are constantly trying to save face through PR and also other shady tactics that muddy up the image more.
Answer: Battle of Stalingrad Period is
August 23, 1942 – February 2, 1943
hope this helps
