<span>b. A service charge is a flat fee charged to a borrower, while finance charge is a fee charged based on the amount borrowed.
Service charges are standard charges assessed to pay for business costs; finance charges vary depending on the amount borrowed.</span>
1785 university of Georgia was opened
Europeans domesticated cattle, pigs, chicken, goats, and sheep to the Americas.
https://www.encyclopedia.com/science/encyclopedias-almanacs-transcripts-and-maps/exchange-plant-and-animal-species-between-new-world-and-old-world#:~:text=Europeans%20introduced%20such%20domestic%20animals,hides%20or%20wool%20for%20clothing.
There are 4 conditional waves of Russian immigration to the United States.
The first was connected with the Russian development of America in the 18th-19th centuries and was represented by small Russian researchers who founded settlements along the Pacific coast.
The second took place at the turn of the 19th and 20th centuries and was represented by Jews from the Russian Empire.
The third - a small wave - was represented by political emigrants (mostly also Jews) from the USSR in the late 60s and early 70s.
And, finally, the most massive influx (the fourth wave) occurred during the fall of the Iron Curtain in the late 1980s and early 1990s, when numerous groups of Jews, Russians, Ukrainians and others arrived (mainly already at the turn of 20-21 centuries).
