Answer:
B. Lowered mortage rates for homes
Explanation:
The Federal Home Loan Bank Act of 1932 is a piece of legislation that was approved in the United States. It was created to encourage homeownership by providing member banks with low cost money to utilize for mortgages.
The Berlin Conference in 1884 was significant because it "(2) established rules for the European division of <span>Africa" although it should be noted that these did not last. </span>
First of all, the passage mentions street children by saying "children pitching pennies" and "kicks and cuffs are their daily diet". Also, pollution is touched in this passage as it mentions "summer stenches" which are bad smells that come because of urbanization and the drains that have foul smells (hence they mention "sink"). We also see how neighborhood noises and noisy people from all around the area show up in urbanized areas because of cramped spaces. Hence, quarreling is mentioned here as well as instances of profanity.