I'm pretty sure you're looking for "committee"
You can tell the difference because your credit score can decrease if you try to check it it may decrease everyday
"Values-based culture encourages employees to express concerns, bring up ethical issues, and take a proactive approach toward resolving conflicts.
VBO director never changes his or her prime values, beliefs, or principles. VBO is a living, inhaling culture of shared core values among all employees.
Answer:
A) organizational innovation
Explanation:
Organizational innovation is defined as organizing a business in a different way in order to try to achieve competitive advantages. This requires the introduction of new ideas, products, services, technologies, processes, etc., into the business. A business that engages in organizational innovation is not necessarily generating or producing innovative products or services itself. This means that the way the business works and operates is changing, not that it is producing new products or services.