The answer is mortgage broker or letter c. They are the ones who collect the documents required
from the person will borrow. He then
submits it to the mortgage lender where it will be examine and approved. If it does get approved, then the funds are
lent in the lender’s name. The broker
gets the original fee as compensation for his work.
As either? did you finish it?
Answer:
b. problem-solution
Explanation:
Based on the information provided within the question it can be said that the organizational pattern that the speaker is using is a problem-solution pattern. This pattern focuses on stating a problem and providing solutions to solve that problem. Which is what the speaker is doing by indirectly stating that sales are low in the key markets and then proceeds to talk about ways of increasing sales in those areas.
Answer:
The answer is option A) encoding
Explanation:
Encoding, with respect to a business context, refers to the process of a specific method of communication. It involves creating a way of accurately communicating a message, an idea, or anyother insight. In our question, Brian could have sent an email to everyone telling them that they would be promoted or he could have told them verbally. But he chose to adopt a different method by assigning meaning to a golden flag and giving them to star performers. He essentially encoded the message stating that a person is eligible for promotion in the act of delivering golden flags to the employee who performed well.
Keep in mind that the enployees who recieved the flag and understood they were eligible for promotions were "decoding" the message.
Brainstorming on the other hand refers to the concept of thinking out of the box and thinking strategically to come up with new ideas, initiatives, solutions and so on and so forth. Brian may have brainstormed earlier when thinking of a way of communicating eligibility for promotion to the employees. Through this process, he would have come up with the "idea" of using the gold flags.
Benchmarking is also an incorrect option here since it refers to the process of comparing an existing thing to another better alternative.
So, in light of the above, the answer is A) encoding.
Answer:
Sector bets
Explanation:
Vanguard funds are not a true representation of indexes they are supposed to track because of the occurrence of sector bets.
Sector bet is when the fund manager for the Vanguard fund chooses to invest in parts of the fixed income universe. He feels this will yield good returns in the future.
So what makes up the fund portfolio is different from the index itself, and this causes different investment returns.
A way to make Vanguard funds more accurate is to tighten volume of different types of bonds that the manager can purchase. This will reduce deviation from index figures