The case shown above, shows a situation Jonele who spent all of her monthly salary, got a chance of extra income through additional charges from her credit card that allows her to make more purchases when needed. These additional charges are the result of a change in the card's interest rates, that is, an example of income risk.
Value is an essential component of art that alludes to the gradual change of lightness or darkness of a color. It is made when when a light source sparkles upon an object creating highlights, form shadows and cast shadows.
The answer is both. Despite most of Duchamp's work was a sort of spoof (including "N*ude Descending a Staircase"), the consequences of his trajectory represent a critical watershed in the History of Art.