<em>The factor that has the greatest impact on your credit score is;</em>
D. Payment history
<u>How late/early or on-time your payment is, and how much you owe, impacts your credit score. </u>
Even those who struggle in their lives outside of school have a responsibility to make an effort with their education. Thus, option "D" is correct.
<h3>What is education and why is it important?</h3>
Education helps an individual hone their contact skills by learning how to read, write, talk and listen.
Education creates critical thought. This is important in teaching an individual how to use reasoning when making conclusions and interacting with people (e.g., motivating creativity, improving time management)
Thus, option "D" is correct.
To learn more about education click here:
brainly.com/question/1602018
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Answer:
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