Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
Answer:
Opcion A
Explanation:
Para atender los impactos negativos de la crisis económica de 1929, América Latina restringió el ingreso de todos los bienes que tradicionalmente se traían del exterior. Esto se hizo para reducir la demanda de la demanda externa restringiendo así las salidas de oro y divisas de América Latina. Practicaron el sistema de tipo de cambio estándar de oro
Answer:
b. did not initially cover all categories of workers.
Explanation:
The American Social Security System was very different from what we know today, in its early years of establishment, during the New Deal. The main difference was that it did not cover all professional categories (which made it different from the European pension system). Professional categories were included in this system as the US economic condition strengthened through other New Deal reforms. This happened little by little, until it became what we know today.
A. Byzantine Empire, this is the answer
Answer: A I'm pretty sure correct me if I'm wrong.