The deed of trust is most closely associated with title theory states. A title theory state employs that a deed of trust instrument rather than a mortgage. In this theory the borrower has equitable title but does not keep the title of the property during the loan term.
I am not sure of the answer but let me help you eliminate some answers. First, D. can't be correct since coral reefs can only form in warm waters. Also, C. is not possible because algae lives in coral reefs.
The difference between the two phrases is that My hearts a stereo is classified as a metaphor for it defines the heart like a stereo without using the key words like or as, while the phrase, my loves like a red, red rose, is classified as a simile because it uses the key word like, the person describes his or her love like a red, red rose.