Not to use an I voice, rather make it definite.
<span><em>Example of what not to do...</em>
</span>"I believe that India has is too overpopulated because of [...] and actions need to be taken swiftly."
<span><em>Example of what to do instead...</em>
</span>"India is overpopulated due to [...] and actions need to be taken swiftly."
1. No do not borrow because that is an item you want but don’t need
2. Yes would borrow because reliable transportation is something you need for work
3. No would not borrow because you do not need a brand new pair of shoes you seen
4. No would not borrow because you do not need a skateboard