Answer:
Ignorance, apathy, & incapacity
Explanation:
There are different ways or factors that can make individual to commit fraud. Though, basically it is grouped into control factors and non control factors.
Some of the none control factors includes:
1. Inability to judge quality of performance
2. Ignorance, apathy and incapacity
3. Lack of access to information
4. Lack of an audit trait
5. Failure to discipline fraud perpetrators
Hence, ignorance, apathy and incapacity are some the non control factors, such that people who are more exposed to frauds or being victims of frauds, are often times old people, people with language barriers, or those with incapacity to determine the legality of their actions or incations. These kinds of people are easily deceived by fraudsters.