Ethical practices means not harming the business  or tarnishing the name of the business. Panera bread could speak with their competitors regarding their products or they could decrease the price of their products
 
        
             
        
        
        
Answer:
The personal umbrella policy is excess liability insurance that provides protection against legal liability that is over and above that provided by auto, home, and boat insurance. People with significant assets need an umbrella liability policy to cover lawsuits that can sometimes amount to millions of dollars.
The umbrella policy also has broad coverage that covers some claims that wouldn't be covered at all by home and auto insurance, such as personal injury lawsuits arising from false arrest, slander and libel, or rental units that the insured may own. Not only is the cost of direct damages covered, but also the cost of consequential damages, such as the lost income suffered by a severely injured person because of the injuries. The personal umbrella policy also pays for the legal defense of lawsuits that is in addition to the policy limit for damages. So if you are sued and held liable for $1 million, and your legal costs are $200,000, then a policy providing $1 million of coverage will pay the full claim plus the $200,000 for legal costs.
Explanation:
 
        
             
        
        
        
Answer:
Account A 
Explanation:
Since Irma has $500 to open a checking account and She wants an account with the lowest fees. 
She plans to use only her bank’s ATM to deposit her paychecks and withdraw cash. 
The Bank Account Terms and Conditions that would be best for Irma is Account A.
Account A will be sufficient as there is no indication for writing of checks and issuing checks  to clients as a form of payment, including the fact that the amount Irma has to open the account is just a base amount of $500
 
        
                    
             
        
        
        
Answer:
Revenue/Income; Expenses
Explanation:
Profit or Loss is determined as the difference between the revenue made by a business (also known as its income), and the expenses spent in the process of generating that revenue.

If the difference is positive, the outcome is a profit. If the difference is negative, the outcome is a loss.
 
        
             
        
        
        
<span> B.You have health insurance with a $500 deductible.
hope this helps.</span>