When calculating the Annual Percentage Rate, it is important to consider all the above.
Option d
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Explanation:</u>
APR provides for a clear view of the actual cost of the borrowing that one might undertake. It gives an annualized value of not just the interest charged but also include the fee(s), if any, related to the borrowing directly, giving a holistic view of the expense related with the borrowing.
APR on different types of borrowings is calculated differently. For instance, in calculating APR for a loan, the basic formula is:

The purpose of APR is to make the choice of the borrower easier and economically more feasible between whether he/she wants to go for the borrowing with higher fee and lower rate or higher rate and lower fee.
Answer:
The ancient Babylonian king ruled with military and diplomatic finesse—and he also knew a thing or two about self-promotion.
Explanation:
More than 3,800 years after he took power, the ancient Babylonian king Hammurabi is best remembered for the Code of Hammurabi which was inscribed on human-sized stone pillars that he placed in the towns of his realm.
But the system of 282 laws was just one of the achievements of a leader who turned Babylon, a city-state located 60 miles south of modern-day Baghdad, into the dominant power of ancient Mesopotamia.
During his reign, which lasted from 1792 to his death in 1750 B.C., Hammurabi in many ways also served as a model for how to combine military power, diplomatic finesse and political skill to build and control an empire that stretched from the Persian Gulf inland for 250 miles along the Tigris and Euphrates rivers.
After the Qin Dynasty collapsed in 207 BC after four years of civil war, Liu Bang established the Western Han Dynasty
<u>Answer</u>:
The increase in trade between Canada and the United States affects manufacturing in the United States by increasing it.
<u>Explanation:</u>
The climate in Canada is not as favorable as it is in the United States to carry out the manufacturing of most things. Owing to this aspect, Canada imports more from the United States than it imports to it. Thus, it is clear that the increased trade between the US and Canada would result in increasing manufacturing in the US.
Answer:
D. new immigrants i think. sorry if i got it wrong