Jump out of the car if you can....if not, then i dont know
hehe
The answer would be part 2
The option that is considered to have the lowest financial risk is investment-grade debt.
<h3>How do interest rates influence debt?</h3>
Interest rate is known to play a key role in consumer debt. Note that when there is higher APR on one's a credit card or loan, the more the larger one's balance will be and the longer one can be able to pay off the debt.
Note that the lowest financial risk is investment-grade debt and this does not often occur and such it has the lowest risk.
Learn more about financial risk from
brainly.com/question/18228475
Answer:
a.)
Operant conditioning -
It is a type of learning in which a person learns from consequences ( which may be positive or negative ) that follows person's behavior.
The procedures which encourage the person to do the things the same way he/ she used to do are called reinforcement,
The procedures which discourage the person to do the things the same way he/ she used to do are called punishment.
b.)
Strategies Jim and Kelly could use to encourage or discourage Ryan's behaviors :
Positive Reinforcement -
If Ryan eats without dropping off his food from the plate , it will be encouraging for him if Jim and Kelly appreciate him or buy gifts for him.
Negative Reinforcement -
If Ryan eats without dropping off his food from the plate , it will be encouraging for him if Jim and Kelly should avoid that behavior due to which Ryan is not learning the table manners.
For example - The scolding of Jim or Kelly when Ryan's is dropping off the food on the floor.
Positive Punishments -
If Ryan eats with dropping off his food from the plate , it will be encouraging for him if Jim and Kelly will add some consequences which Ryan will hate.
For example - If Ryan is eating with dropping off the food and Jim or Kelly yells at Ryan for his bad behavior.
Negative Punishments -
If Ryan eats with dropping off his food from the plate , it will be discouraging for him if Jim and Kelly removing any good thing in which Ryan is comfortable.
For example - Ryan's watching TV time reduced or taken away his toys.