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Explanation:
James Madison
the Second Bank was chartered by President James Madison in 1816 and began operations at its main branch in Philadelphia on January 7, 1817, managing twenty-five branch offices nationwide by 1832.
It was stock market "speculation" that contributed the most to the Depression of 1920-21, since the value of many companies became incredibly inflated.
The answer is the author is describing a firsthand account of the ruins of Pompeii. Secondary sources are when it comes from a person who did not experience it at the time of the event.... hope this helps
Answer:
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