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The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
it is b. Harriet Tubman was an abolitionist.
It was racism based off prejudice claims from the Pearl Harbor bombing.
One theory is that the native Americans where the first to come to America but this is just an old wives tale.