Talmud is 70% Aramaic, Torah is 100% Hebrew. Talmud has (now) a fixed pagination, so one refers to the exact page in Talmud, the Torah is printed freely, and is referenced by chapters. Talmud is a compendium of sayings of hundreds of different sages, Torah was all said by God.
Thomas Hobbes revived the idea and it was developed in different ways by John Locke, Jean Jacques Rousseau, and Immanuel Kant
Answer:
The merchant class of medieval Europe established the first banks
This event was the Industrial Revolution and families began to move from farms ro cities in a process called urbanization. The Industrial Revolution also made lives easier because new inventions were popping up such as the cotton gin and the mechanical reaper.