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strojnjashka [21]
4 years ago
5

Why does a bank sometimes hold excess reserves?

Business
2 answers:
Nastasia [14]4 years ago
5 0
The answer to the question above is "To maintain its liquidity if customers make demand whether its withdrawal or saving" based on the reserves meaning. A central bank holds the commercial banks excess of capital to maintain their liquidity. A bank will always have the liquidity risk to its business. This reserve is made to assure banks' liquidity.
tamaranim1 [39]4 years ago
5 0

To be sure it can meet its costumers' demands.

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Ben and Carla Manchester plan to buy a condominium. They will obtain a $154,000, 25-year mortgage at 6.5 percent. Their annual p
enyata [817]

Answer: Total Monthly Payments = $1515.82

Explanation:

Present Value = $154000

n = 25 x 12 = 300

r = 6.5%/12

Payments = rPv/(1 - (1 + r)^-n)

Payments = 0.065/12 x (154000)/(1 - (1 + 0.065/12)^-300)

Payments = 834.166667/0.8022229250

Payments   = 1039.819037 = $1039.82.

Mortgage Loan Payments = $1039.82

Taxes per month = 2796/12 = $233

insurance per month = 1416/12 = $118

condo association = $125

Total Monthly Payments = 1039.82 + 233 + 118 + 125 = $1515.82

8 0
4 years ago
You own a stock portfolio that is invested 10% in stock A, 30% in stock B, 40% in stock C, and 20% in stock D. These stocks have
navik [9.2K]

Explanation:

10%×1.2+30%×0.8+40%×1.1+20%×1.5=12%+24%+44%+30%=1.1?

8 0
3 years ago
The goal of brand positioning is to explain why one brand is different and better for its target customers, and why the differen
Andrei [34K]

Answer:

True

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Brand positioning refers to creating and occupying a place in a prospective customer's mind with respect to a brand. It refers to a brand image created in the minds of prospective customers whenever they think of a brand.

For instance, when a customer thinks of Lacoste, it reminds him of the quality associated with it along with it's French connect.

Brand positioning helps an enterprise distinguish it's own brand from those of the competitors. Also, such an exercise reveals uniqueness of the brand i.e attributes specific of such a brand.

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4 years ago
The right to ____ is never directly granted to all shareholders of a publicly held corporation.
Deffense [45]

The <u>right to declare </u><u>dividends </u><u>on the common stock </u>is never directly granted to all shareholders of a publicly held corporation. To declare dividends on the common stock.

When a corporation declares a dividend, it offers the amount of the dividend and the elegance of stocks for which the employer will pay the dividend. every person keeping shares of dividend-paying common inventory has a right to the dividend as long as he holds the inventory at the "report" date.

The board of administrators issues a declaration declaring how a whole lot can be paid out and over what timeframe. This statement implies liability for the dividend payments.

Legally, businesses must have a credit score stability in Retained earnings with a purpose to claim a dividend. Nearly, a employer must even have a coins balance huge enough to pay the dividend and nevertheless meet upcoming desires, including asset growth and payments on existing liabilities.

Learn more about business here: brainly.com/question/24448358

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7 0
2 years ago
A diversified company has a parenting advantage when it Multiple Choice results in supporting short-term economic shareholder va
bazaltina [42]

Answer: is more able than other companies to boost the combined performance of its individual businesses through its high-level guidance, general oversight, and other corporate-level contributions

Explanation: The parenting advantage is simply held by that company or organization who thrives more than it's competitors using strategic implementation and adding value to its individual operations in other to facilitate the performance of the company's businesses. Being able to outperform competitiors require high-level guidance and corporate strategy which involves the implementation of a well-defined blueprint designed through high level expertise capable aiding performance and value.

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