A because there is a name with a apostrophe s in front of it meaning that there is ownership.
The basic questions should be answered in the first paragraph only then details in the rest.
“…I had, of course, in the great tradition of tragic romance, chosen to love a boy who was totally out of my reach.”
Answer:
What scares or concerns be the most about taking care of my own finances is, that I might not handle them responsibly. Having to budget and save can be difficult to manage on your own.
4. capitalism
(capitalism is a type of economy, like in the US)