You shouldn't lend a friend a large amount of money if they are using it for their own personal reasons. You could end up using that money for something you need, instead of something they want. If it isn't for an emergency or something they absolutely need, you should never give a friend a large amount of money, especially if they tend to be unreliable and/or known to not repay people back.
The correct answer is D. Considering the other options all speak about horses and not clothing, this is the only logical conclusion, haha.
1 the man talking on his phone missed his bus
2) the tv show we watched last night wasn’t very good
3) the actor appearing in the play is from france
4) i love the photos taken from the book