I would have to say formal, mainly because I looked it up on google.
There are several steps you need to follow if you want to report fraudulent or incorrect charges to your credit card company:
1. Evaluate the charge
2. Contact the merchant first
3. Contact the credit card company
4. Mail dispute paperwork
5. Wait for them to investigate your dispute
6. Appeal if necessary
The other 3 answer choices don't sound correct the answer is d.
Answer:
my house was painted 3 years ago .
others i dont know .