Question

Mr. Castillo, a naturalized citizen, previously enrolled in Medicare Part B but has recently stopped paying his Part B premium. Mr. Castillo is still covered by Part A. He would like to enroll in a Medicare Advantage (MA) plan and is still covered by Part A. What should you tell him?

Answer 1

Answer:

He is not eligible to enroll in a Medicare Advantage plan until he re-enrolls in Medicare Part B.

Explanation:

Both Medicare and Medicare Advantage are US health insurance, both are federally maintained, while Medicare serves people under 65, Medicare Advantage provides the advantage of one person paying a month and using medical services, unlike Medicare that payment must be made for each service. Because Medicare Advantage seems to be very beneficial for people with lower incomes, it has some guidelines to follow.

In the case shown in the question above, we can see that Mr. Castillo left Medicare Plan B for lack of payments, but was insured by Plan A and wanted to switch to Medicare Advantage, but what he does not know is that To be insured by Medicare Advantage, he must return to Plan B (in addition to having to pay unpaid payments), so the best thing you can do for Mr. Castillo is to say that he is not eligible to enroll in Medicare Advantage plan until it registers for Medicare Part B.