If states did not obey the central government, there would be the threat of that state wanting to secede from the union, which last time this happened in America, a Civil War broke out, which in turn cost the lives of over half a million Americans.
I'm not sure what your question is but yes. It all started with a mob attacking british soldiers and the soldiers started firing guns which killed people.
Explanation:
★ Paying for the insurance the don't need
★ Refinancing your their home too often
★ Making minimum credit card payment when you can afford more
★ Paying for unused memberships and subscription
★ Spending your money on thing that you don't need