Well, technically, you don't need insurance to drive a car. However, it is very important, and highly recommended. If you're vehicle happens to be stolen, or destroyed in any way, you have to pay for the issue out-of-pocket. That would really hurt bad financially, so without paying insurance, you're at a large risk.
Decomposers eat dead animals, like bacteria feeding on a deer. They also support plant life by breaking down animals, which makes the soil rich in nutrients.
