Civil religion is the religious dimension in the united states that merges public life with sacred beliefs. The <span>sociologist Robert Bellah popularized this term.
</span>The term is used to describe the relationship between religion and national identity in the United States. Civil religion is closely related to the <span>ideal of unity.</span>
Explanation:
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Answer:
e. Constructive feedback
Explanation:
Constructive feedback refers to a feedback that given with the intention to improve the work result of another person rather than using it as an attack toward that person.
To initiate constructive feedback properly, we need to overlook other person's personal identity and put more focus on the work process that that person did wrong. We also need to give suggestion on how it should be done instead in order to achieve better outcomes.
Explanation:
Long-term financing is a common need when you want to make large purchases, such as with a home, car or boat. You may also get a home equity loan or personal loan to cover education, home renovation or business start-up costs. You need to understand the advantages that come with the ability to repay these borrowed funds through installments over a long period of time.
Low Monthly Payments
The monthly payments on long-term financing are usually low. If you borrow $100,000 to buy a house at a 5 percent fixed interest rate with a 30-year repayment period, your monthly payment of principal and interest is $536.82. These small monthly installments improve your ability to budget effectively for other monthly expenses, including utilities, groceries, clothes and kids' needs.
Interest Benefits
Interest rates on long-term building or asset loans are usually low when you secure the loan with the asset. The low cost of borrowing adds justification to the financial benefits of repaying the debt in small installments over time. A home equity loan with a 10 to 15 year repayment period typically offers a better interest rate than credit cards or personal loans with shorter repayment periods. Additionally, the interest on mortgages and home equity financing is usually tax deductible. According to "Kiplinger" many homeowners are actually better off taking a 30-year mortgage at a slightly higher interest rate than a 15 to 20 mortgage largely because of the tax deductions.
