In the sentence "They say we will not be able to afford to own houses in a few years." there's a <u>pronoun reference</u> error. It is unclear who the pronouns<em> they </em>or <em>we </em>are referring to.
Pronouns are used to replace nouns, and it is considered to be a pronoun reference error when the reader is unable to deduce from the text the noun being replaced by the pronoun.
Answer:
What do you need to do though I don't understand
The narrator says of Clifford, "fate has no happiness in store for you" other than what he currently enjoys, so he should appreciate it