The word with a negative connotation is discouraging.
When someone is discouraged, they are dispirited, disheartened, and with a lack of enthusiasm; this has a negative implication.
All other options have positive connotations, except maybe bulb, which is pretty neutral.
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Answer:
In response to Macbeth's questions, the witches in Act IV of Macbeth.
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Answer:
No, money doesn't form our personality, but it can change a person. If someone has a lot of money, they can feel power and corruption, but if someone has little money, they can feel dejected from society.