The credit profile requires that people be 21 years or older.
Explanation:
As a young university student and surely very needy, the company would examine whether it has any source of extra work that allows it to meet its credit obligations, and an exception may be made with it.
In any case, not meeting that age requirement and being a university student reduces your credit percentage.
There are between 70 and 80 languages spoken in Pakistan. Urdu is the national language and one of two official languages. English is the other official language.