Susan lived in a traditional family, where her father is the head of the household and his authority is absolute
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An occurrence insurance policy protects the insured for incidents that occurred during the policy period but may not have been reported until after the policy expired.
<h3>What is insurance?</h3>
A tool for managing risks is insurance. When you get insurance, you get a defense against unanticipated monetary losses. The insurance provider compensates you or a different person of your choosing if something unfavorable occurs. The insurer and the policyholder (the person or entity who acquires the policy) have a written agreement known as an insurance policy (the insurance company). Sometimes the policyholder is not the insured. When a person or company purchases an insurance policy to defend someone else or something, they are known as the policyholder (who is the insured). When a business buys life insurance for a worker, for instance, the individual is the insured and the business is the policyholder.
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The first is your limits — that is, the maximum amount your insurance company will pay in the event of a claim. Limits are usually written like this: $50,000/$100,000. That means your insurer will pay up to $50,000 per person and $100,000 per accident. The second number to know is your deductible.
