The third one, they found loopholes and were able to keep all their money from the government
<span><span>"Increase or </span>decrease </span><span>the money supply".</span>
<span>The <span>reserve ratio is the segment of contributors' balances that
banks must have on hand as money. This is a necessity dictated by the nation's
national bank, which in the United States is the Federal Reserve</span><span>. The <span>reserve
ratio influences
the cash supply in a nation at any given time. </span></span></span>
Answer:
need for freedom of religion
