Question

Bernard is driving late at night down a narrow road when a deer runs across the road. Bernard doesn't have time to avoid the deer and hits it. His windshield gets smashed and his bumper is partially ripped off, but Bernard is okay. What type(s) of insurance could Bernard use to cover this accident?

Answer 1

Answer:

Comprehensive Coverage

Explanation:

Hitting an animal falls under Comprehensive Coverage because the

auto insurance companies generally believe this is a random and often

unavoidable occurrence, and should be treated the same as your

vehicle getting stolen or damaged by weather. Your rates generally

don’t rise after such events.