Answer:
B
Explanation: contains the most work and is makes more sense
By making them talk like people.
Spending wisely is an important concept that helps us in the long term. Spending wisely takes some time because spending mindlessly needs zero time, but still one can have a responsible attitude to spending without taking too much time. It does not increase stress; on the other hand, it gives a joy that you are being responsible with your money. Also, credit cards are not great for tracking your money and thus spending wisely does not involve buying through credit cards; the method of purchase is irrelevant, as long as you keep track of your budget. The correct answer is that it helps you have control over your finances. It gives you more power to program and you can use the rest of the money in investements, funds, retiring etc.
The correct answer is D. Responsibilities are tasks that are expected of citizens, while duties are tasks that are required of citizens by law.
Explanation
Responsibility is a concept that refers to a moral commitment of each person to act under the principles of morality or their mentality. An example of responsibility is when a worker performs all the tasks that have been assigned to him so that they are not constantly monitoring him because he has already committed himself to perform that job. On the other hand, a duty is a concept that refers to an obligation of each person that is based on acting under the mandates of law and justice. In addition, when the person does not comply with the laws with these legal norms, he is sanctioned as stipulated by it, generally with prison or penalty. An example of duty is when a person participates in vote day to strengthen the democracy. According to the above, the correct answer is D.