I think the answer is A. Not completely sure though
D - <em>His</em> could refer to Scott or Jim.
The pronoun 'his' is vague and could refer to either Scott having a day off and visiting Jim or Jim having a day off which is why Scott visited him.
Explanation:
<h3>Discovery, a well-established South African financial/insurance services group, received the green light from the regulators to set up a bank in H2 2016. By mid 2019, the bank started to onboard the first customers. The new bank is the "world's first behavioural bank", the group says.</h3>
The important thing to remember is that the present perfect is related to the present in some way. Whereas, the past simple happened at a specific time in the past and is a finished action. i hope this helped good luck !!
B. The story blends elements of fictional narrative and historical fact.