The Columbian exchange was the arrival of new species in the Old and the New Worlds. Among the many species that arrived in the New World were the bacteria and viruses that were causing many illnesses but to which the Old World people were immune. The Native Americans were not immune so many of them, by some estimates even 90 %, died.
The appropriate rider allows premium payments to be waived in the event of disability. There is usually a waiting period of 3 or 6 months once the policy owner becomes disabled before the first premium will be waived.
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Learn more about Disability riders here:
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Answer:
They had originally used the natives to do their laborious work but do to disease, and harsh working conditions the majority of them died. They needed a new cheap labor force and that's when the Spanish began to use <u>African</u> slaves.
Answer:
<em>problem-focused coping</em>
Explanation:
Problem-focused coping can be referred as the things we try to do in order to cope up or tackle a problem. Problem-focused coping is the usage of practical ways to overcome a stressful or problematic situation. As a result, stress is reduced.
In the scenario mentioned in the question, Albert is using a practical way to reduce his stress by making a step-by-step 'to-do' list. This is an example of problem-focused coping.
