Decomposers are necessary to the food chain because they break down the results of the food chain into the basic elements that producers can then use to begin the process over again. Decomposers include groups of bacteria that help to speed up the decaying process of dead plants and animals.
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From the perspective of enslaved African Americans, slavery ended before the passage of the 13th Amendment because of the Emancipation Proclamation. It is important to note that the Emancipation Proclamation did not officially end slavery, but it did provide the impetus for subsequent legislation. The Emancipation Proclamation took effect on January 1, 1863 and granted freedom to all enslaved persons in states that were in rebellion against the Union. It also inspired enslaved African Americans to leave Southern plantations in large numbers and flee toward Union lines. Union troops were forced to make provisions for these enslaved people within their ranks.
President Lincoln would argue that the Emancipation Proclamation was simply a strategic move designed to destabilize the southern states. It did not apply to border states and it was null and void if the rebellious state returned to the Union. Moreover, because the southern states had seceded, they were no longer under the authority of the federal government, thus Lincoln had no authority over them
Enslaved people played an important role in the war as soldiers (those who escaped) and as laborers in the South for the Confederacy. They served as spies for the North.
A rejected claim has been disallowed for the reason that of
errors. An insurance company might disregard a claim for the reason that a
medical billing specialist erroneously input patient or
cover information. Once a medical billing professional amends
the mistakes on a disallowed claim they can pass it again for dispensation with
an insurance company.
ANSWER:
The role of travel agent is one of the most important things in a trip.
He is the one who does all the paper works and settlements and so the comfort of the people is one of his duties.
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Answer: 1.9%
Explanation:
First derive the Market return as this is needed in the Capital Asset Pricing Model by using the same model:
Required return = Risk free rate + Beta * ( market return - Risk free rate)
Using stock Y:
12.4% = Risk free rate + 1 * (market return - Risk free rate)
12.4% = Rf + market return - Rf
Market return = 12.4%
Use this to calculate the Risk free rate:
Stock Z:
8.2% = Rf + 0.6 * (12.4% - Rf)
8.2% = Rf + 7.44% - 0.6Rf
Rf - 0.6Rf = 8.2% - 7.44%
0.4Rf = 0.76%
Rf = 0.76% / 0.4
= 1.9%